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Financing · Through Wisetack

Floors now, pay over time.

Soft check. $0 due today. And the cash price and the financed price are the same number.

Checking your options takes about a minute on your own phone — at the showroom, during the measure, or on the couch you are about to move. Prequalifying is a soft inquiry, so your credit score never knows you looked.

$0 todayprequalify before you commit to anything
Soft checkno impact on your credit score
3–60 monthspick the term that fits the budget
No penaltypay it off early, any time

One minute, three steps.

On your phone

Prequalify with a soft check

A short form, an answer in about a minute. It is an inquiry, not a commitment — and it never dings your score.

Your call

Pick terms from 3 to 60 months

See the real monthly numbers side by side and choose — or close the tab. The quote stays the same either way.

Floors first

We install, you pay monthly

The crew shows up on schedule; your first payment comes later. Pay the loan off early whenever you like, penalty-free.

Real projects, real monthlies.

Built from our published installed prices — laminate typical $6.79 /sqft, LVP typical $6.29 — not from a marketing department’s imagination.

Project Installed totalpublished typical rates Aboutper month, 60-mo illustrative  
Two bedrooms & hall500 sqft · KONO Laminate @ $6.79 installed $3,395 $64 /mo Check Your Rate
Living room, hall, two bedrooms640 sqft · laminate installed + demo & prep — the sample quote on our pricing page $4,700 $89 /mo Check Your Rate
Whole first floor900 sqft · KONO LVP @ $6.29 installed $5,661 $107 /mo Check Your Rate

Illustrative 60-month examples on this design mockup. Actual terms 3–60 months, APR 0–35.9% depending on the offer you qualify for; your exact monthly shows on your own screen before you accept anything.

Same price, cash or financed

The merchant fee is our cost of doing business. Your quote is one number — pay it however you like. Two-price quotes are a tell; ask which one is real.

No signing-pressure discounts

No “today-only” price, ever. A discount that dies at sunset is a pressure tactic, not a price. Our quote holds for 90 days while you think.

California deposit law holds

Financed or not, your deposit is capped at $1,000 or 10%, whichever is less, per CSLB rules — and the balance waits for your walkthrough.

Money questions, answered straight.

Will checking my rate hurt my credit score?

No. Prequalification is a soft inquiry — it does not touch your score. A hard inquiry happens only if you accept an offer and take the loan, and the offer screen says so before you tap anything.

Is the financed price higher than the cash price?

No. The quote is the quote — cash, card, or financed. Merchant fees are our cost of doing business, not a surcharge we launder into your total. If a contractor quotes you two prices, ask which one is real.

Can I pay it off early?

Yes, any time, with zero prepayment penalty. Interest accrues only for the months you actually use. Many customers finance at the measure and pay off after a bonus or tax refund.

How does the deposit work with financing?

The same California rules apply either way: your deposit is capped at $1,000 or 10% of the contract, whichever is less, and the balance is due only after your walkthrough. Financing never changes the deposit-law protection.

Know your monthly before your measure.

Run the estimator for a project total, then prequalify in about a minute. Neither one commits you to anything.

Prequalify — Soft Check Get Instant Estimate